In the united states, healthcare is one of the largest expenses for u.s residents if you’re new to medical or health care insurance in the united states you’ll find it is very expensive but the cost isn’t the only problem for most people when it comes to health insurance it’s also a complex system with multiple entry points since you can potentially get health insurance from many different sources such as the government from your job or university or from a private insurance company it’s not always clear where and when to start when looking for health insurances !
where you can discover and explore the world before exploring your options for free or low-cost health insurance understand one thing health insurance is never really free and is rarely truly low-cost health insurance that’s free or low cost to you means one of two things
first, someone is subsidizing the monthly premiums so that you’re not paying the full cost yourself second the benefits have been reduced so the coverage you’re buying in comprehensive health insurance it’s less robust coverage here are a few options on how to get free or low-cost health insurance in the u.s !
one Medicaid is a social welfare program that provides comprehensive government-based health insurance to low-income people Medicaid is free health insurance for those who qualify most cases there are no monthly premiums and there is no or minimal cost-sharing in the form of deductibles or-payments Medicaid works slightly differently in each state but to be eligible you must meet low-income guidelines in many states you’ll qualify for Medicaid if your income is 138below the federal poverty level however some states have stricter eligibility criteria in those states you must meet low-income guidelines and also be a member of a medically vulnerable group people who are pregnant parents caretakers of a minor child elderly disabled and children medicaid may be availableto immigrants who have been legallyresiding in the united states for fiveyears or moreif they meet eligibility requirementsmedicaid isn’t usually available toundocumented immigrantsalthough there may be exceptions such asshort-term limited medicaid coverage inemergency situationsand emergency coverage for people whoare pregnant although medicaid isgovernment health insurancethe vast majority of care provided tomedicaid recipients is provided byprivate businesses and health careprovidersif you get medicaid you’ll likely becared for at the same hospitals and bythe same physicians as your neighborswith private health insurance .
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